Sunday, December 7, 2014

12 Touches to Add Farmhouse Style to Your Dining Room

If you're looking to add some farmhouse style to your dining room, you’re in luck. A few easy tweaks can lend the warmth and homespun charm of the classic look. For a modest or nonexistent budget, simple accessorizing can do the trick. For those with a little extra time, a DIY distressed-paint project could be just what you need. If your budget is bigger, some larger elements, like doors and siding, can make that formal dining room feel more casual and comfortable. Here are some ideas to get you started.
Farmhouse Dining Room by thea home incthea home incA farm table. Well, this one’s a no-brainer: The centerpiece of the room is the table. A farm table works well with chairs from antique ladder-backs to Windsors, midcentury modern classics to supercontemporary acrylic ones. But in this kitchen, a special blue distressed paint job unites a charming hodgepodge of vintage seats, adding even more casual charm.
Tour the kitchen next to this dining room

Traditional Dining Room by Hanson General Contracting, Inc.Hanson General Contracting, Inc.Salvaged-wood walls. The rustic look of reclaimed boards on the walls, along with the exposed ceiling boards and rafters, gives this welcoming dining room a barn-like feeling.
Traditional Dining Room by Steinberg Custom DesignsSteinberg Custom DesignsA barn door. The barn door–hardware track look adds lots of agrarian charm. The horseshoe here adds an extra farm touch, while the chairs and table balance out the other aged elements with a more modern look. (By the way, this space actually is in a barn).
Beach Style Dining Room by ZeroEnergy DesignZeroEnergy DesignThis new build was inspired by farmhouse style; barn doors with X-bases and clear glass tops separate the dining room from the hallway.
Beach Style Dining Room by ZeroEnergy DesignZeroEnergy DesignWeather vanes and other farm ephemera. Whether a whirlygig, rural landscape paintings, a tractor clock or repurposed antique lanterns, accessories can rough up a dining room just enough.
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Farmhouse Dining Room by Sroka Design, Inc.Sroka Design, Inc.Here a proud rooster adds an agrarian touch without too much kitsch.
Eclectic Dining Room by Sarah GreenmanSarah GreenmanDisplay country crocks. These antique stoneware pieces were originally designed to store food but are highly prized decorative pieces today. 
Learn more about antique stoneware
Traditional Dining Room by Dona Rosene InteriorsDona Rosene InteriorsLadder-back chairs. This classic style of chair with a rush seat was brought over from England by the original colonial settlers to their New World homesteads.
Table: Lindsey Oval, Woodbridge Furniture; wall paint: Palladian Blue HC-144, Benjamin Moore
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Farmhouse Dining Room by Historical ConceptsHistorical ConceptsSimple light fixtures. This large lantern brings a big farmhouse touch to this comfortable dining room. Stools fashioned from wooden crates add a whimsical, rough-hewn touch. 
Calisse 4-Light LanternWood Plank Storage Benches: Ballard Designs
Farmhouse Dining Room by Inspired Design LtdInspired Design LtdOf course, the utilitarian barn light is a great choice and is available in a range of colors. 
Pendant lights: Penelope, John Lewis
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Farmhouse Dining Room by Modern Organic InteriorsModern Organic InteriorsBoard and battan siding. This treatment is commonly seen on the exteriors of farmhouses and other farm structures. In this room white board and batten, contemporary upholstered chairs and a warm wood table harmonize.
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Traditional Dining Room by GIL WALSH INTERIORSGIL WALSH INTERIORSDrape a quilt over the table. Now don’t freak out; I’m not advocating slurping spaghetti sauce atop an antique gem. I’m suggesting that those who don’t eat at the dining room table all that often use it as a prime spot to display a favorite heirloom. It’s a much better way to enjoy it than keeping it folded away in a blanket chest.
Traditional Dining Room by Artistic Designs for Living, Tineke TriggsArtistic Designs for Living, Tineke TriggsAnother way to dress the table with easy farmhouse style is with rustic French grain-sack linens.
Chairs: AnzianoDonghia; light fixture: Bryant Large Billiard Light, Circa Lighting
Farmhouse Dining Room by Tess FineTess FineA primitive paint job. A china cabinet, hutch, buffet or sideboard is a great place to add color. A distressed paint finish, coupled with natural wood and ivory-colored accessories, countrifies the piece here in a refined way.
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Farmhouse Dining Room by Lisa Teague Design StudiosLisa Teague Design StudiosChicken wire. In the blue wardrobe at the right in this space, the designer-resident replaced the wood door panels with chicken wire. 
By the way, her dining room table is a repurposed vintage potting bench. 
See the rest of this home
Farmhouse Dining Room by The Design Atelier, Inc.The Design Atelier, Inc.Here chicken wire shows up on a primitive light fixture.

by Becky Harris, Houzz Contributor

Weekly Mortgage Rate Update

Stronger than expected US economic data was negative for mortgage rates this week. Bond friendly comments from the European Central Bank (ECB) helped limit the losses, however. Mortgage rates ended higher, reversing the nice improvement in rates seen during Thanksgiving week. 
High Balance Conforming


THIS WEEK'S RATE TREND IS UP
Loan Amounts under $417K, Shown as Note Rate/APR
Conforming 30 year fixed: 4.125/4.185
FHA 30 Year Fixed: 3.625/4.681
Conforming 5/1 ARM: 3.125/2.988
Conforming 7/1 ARM: 3.375/3.231

Loan Amounts over $417K up to County Limits, Shown as Note Rate/APR
High Balance Conf. 30 Year Fixed: 4.250/4.297
FHA High Balance 30 Year Fixed: 3.750/5.264
High Balance 5/1 ARM: 3.625/3.160

Loan Amounts Exceeding County Limits, Shown as Note Rate/APR
Jumbo 30 Year Fixed: 4.125      /4.165
Jumbo 5/1 ARM:  3.250/3.108
Jumbo 7/1 ARM: 3.500/3.253
Jumbo 10/1 ARM: 3.750/3.428

Loan Limit Snapshot

Conforming
All Counties: $417,000

Santa Barbara: $625,500
Ventura: $598,000
San Diego: $546,250
LA/Orange: $625,500
FHA
Santa Barbara: $625,500
Ventura: $598,000
San Diego: $546,250
LA/Orange: $625,500

Kelly Marsh
Branch Manager



Licensed by the Department of Corporations under the California Residential Act License #813G136.  Subject to applicant and property qualification and availability of funds. Subject to change without notice. Rates and terms apply only to subject programs. Unless otherwise noted, rates shown are based on the purchase of a primary residence with one point loan origination. Rates vary by situation, so please call for a personalized rate quote.  This is intended to be informational to the real estate industry only and is not to be used with respect to an individual consumer who may be seeking mortgage credit, as certain information is not included, such as the APR.  Registered with the Nationwide Mortgage Licensing System and registry, NMLS #245822.


Tuesday, December 2, 2014

See the Clever Tricks That Opened Up This Master Bathroom

by Mitchell Parker, Houzz Editorial Staff
This was a classic case of the shoemaker’s kids going barefoot. Robin Amorello spent eight years designing other people’s master bathrooms, while the one she shares with her husband, Joseph, went untouched. An angled ceiling meant the large one-piece bathtub-shower combination had to be installed in an awkward spot that crowded the toilet. That created a barely functional alcove that prevented the addition of a second sink. “It was badly designed from day one,” she says.

But about a year ago Amorello finally found time to be her own client. She gutted the 75-square-foot bathroom and swapped the shower-tub combo for a shower, which freed up space for an additional sink. She wall-mounted the toilet and faucets for a roomier feel and to make cleaning easier. She also raised the vanity and recessed the medicine cabinets and even the toilet paper holder. “In the end it was about carving out inches here and there,” she says.

Sunday, November 23, 2014

Medicine Cabinets: Should You Get a Recessed or Wall-Mounted Style?

by Karen Egly-Thompson, Houzz Contributor
More than a storage place for aspirin and toothpaste, a medicine cabinet greets our reflection in the morning and ushers us to bed at nighttime. It’s the go-to for most of our everyday needs and a must in the bathroom.

Despite medicine cabinets’ utilitarian function, selecting one may not be as straightforward as you might think. Recessed cabinets look great but might require more work than you bargained for. Wall-mounted options are easier to install but can take up much-valued space. Here’s help for figuring out which approach and style are right for your bathroom.