Sunday, June 1, 2014

Weekly Mortgage Update from Kelly Marsh

May 30, 2014
Kelly Marsh, Broadview Mortgage

It was a volatile holiday-shortened week. Mixed US economic data was roughly neutral for mortgage rates. Anticipation of additional stimulus from the European Central Bank (ECB) was favorable, however, and mortgage rates ended the week a little lower.
THIS WEEK'S RATE TREND IS DOWN
Loan Amounts under $417K, Shown as Note Rate/APR
Conforming 30 year fixed: 4.125/4.240
FHA 30 Year Fixed: 3.750/5.268
Conforming 5/1 ARM: 3.125/2.988
Conforming 7/1 ARM: 3.500/3.289

Loan Amounts over $417K up to County Limits, Shown as Note Rate/APR
High Balance Conf. 30 Year Fixed: 4.250/4.290
FHA High Balance 30 Year Fixed: 3.750/5.264
High Balance 5/1 ARM: 3.500/3.233

Loan Amounts Exceeding County Limits, Shown as Note Rate/APR
Jumbo 30 Year Fixed: 4.25/4.415
Jumbo 5/1 ARM:  3.250/3.108
Jumbo 7/1 ARM: 3.500/3.253
Jumbo 10/1 ARM: 3.875/3.559

Loan Limit Snapshot

Conforming
All Counties: $417,000

High Balance Conforming
Santa Barbara: $625,500
Ventura: $598,000
San Diego: $546,250
LA/Orange: $625,500

High Balance FHA
Santa Barbara: $625,500
Ventura: $598,000
San Diego: $546,250
LA/Orange: $625,500

Kelly Marsh
Branch Manager


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Licensed by the Department of Corporations under the California Residential Act License #813G136.  Subject to applicant and property qualification and availability of funds. Subject to change without notice. Rates and terms apply only to subject programs. Unless otherwise noted, rates shown are based on the purchase of a primary residence with one point loan origination. Rates vary by situation, so please call for a personalized rate quote.  This is intended to be informational to the real estate industry only and is not to be used with respect to an individual consumer who may be seeking mortgage credit, as certain information is not included, such as the APR.  Registered with the Nationwide Mortgage Licensing System and registry, NMLS #245822.

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